€375,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €375,000 residential property in Île-de-France (Paris), France incurs €21,750 in Frais de Notaire & Droits d'Enregistrement plus €6,375 in notary and land registry fees. With a 20% deposit (€75,000) and a 25-year mortgage at 3.55%, your monthly payment is €1,510/month.
Monthly Mortgage (25Y)
€1,510/mo
Loan: €300,000 @ 3.55%
Property Transfer Tax
€21,750
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€6,375
Total Closing: €28,125
Total Cash Needed
€103,125
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €375,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €21,750 |
| Notary & Land Registry Fees | €6,375 |
| Total Non-Recoverable Closing Costs | €28,125 |
| 20% Down Payment (Deposit) | €75,000 |
| Total Upfront Cash Required at Closing | €103,125 |
| Mortgage Principal Financed (80% LTV) | €300,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €1,509.93 / month |
| Total Interest Over 25 Years | €152,978 |
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