€300,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €300,000 residential property in Île-de-France (Paris), France incurs €17,400 in Frais de Notaire & Droits d'Enregistrement plus €5,100 in notary and land registry fees. With a 20% deposit (€60,000) and a 25-year mortgage at 3.55%, your monthly payment is €1,208/month.
Monthly Mortgage (25Y)
€1,208/mo
Loan: €240,000 @ 3.55%
Property Transfer Tax
€17,400
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€5,100
Total Closing: €22,500
Total Cash Needed
€82,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €300,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €17,400 |
| Notary & Land Registry Fees | €5,100 |
| Total Non-Recoverable Closing Costs | €22,500 |
| 20% Down Payment (Deposit) | €60,000 |
| Total Upfront Cash Required at Closing | €82,500 |
| Mortgage Principal Financed (80% LTV) | €240,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €1,207.94 / month |
| Total Interest Over 25 Years | €122,383 |
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