€425,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €425,000 residential property in Île-de-France (Paris), France incurs €24,650 in Frais de Notaire & Droits d'Enregistrement plus €7,225 in notary and land registry fees. With a 20% deposit (€85,000) and a 25-year mortgage at 3.55%, your monthly payment is €1,711/month.
Monthly Mortgage (25Y)
€1,711/mo
Loan: €340,000 @ 3.55%
Property Transfer Tax
€24,650
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€7,225
Total Closing: €31,875
Total Cash Needed
€116,875
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €425,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €24,650 |
| Notary & Land Registry Fees | €7,225 |
| Total Non-Recoverable Closing Costs | €31,875 |
| 20% Down Payment (Deposit) | €85,000 |
| Total Upfront Cash Required at Closing | €116,875 |
| Mortgage Principal Financed (80% LTV) | €340,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €1,711.25 / month |
| Total Interest Over 25 Years | €173,375 |
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