€325,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €325,000 residential property in Île-de-France (Paris), France incurs €18,850 in Frais de Notaire & Droits d'Enregistrement plus €5,525 in notary and land registry fees. With a 20% deposit (€65,000) and a 25-year mortgage at 3.55%, your monthly payment is €1,309/month.
Monthly Mortgage (25Y)
€1,309/mo
Loan: €260,000 @ 3.55%
Property Transfer Tax
€18,850
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€5,525
Total Closing: €24,375
Total Cash Needed
€89,375
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €325,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €18,850 |
| Notary & Land Registry Fees | €5,525 |
| Total Non-Recoverable Closing Costs | €24,375 |
| 20% Down Payment (Deposit) | €65,000 |
| Total Upfront Cash Required at Closing | €89,375 |
| Mortgage Principal Financed (80% LTV) | €260,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €1,308.60 / month |
| Total Interest Over 25 Years | €132,581 |
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