€250,000 Property Transfer Tax & Mortgage in Île-de-France (Paris) (2026)
Purchasing a €250,000 residential property in Île-de-France (Paris), France incurs €14,500 in Frais de Notaire & Droits d'Enregistrement plus €4,250 in notary and land registry fees. With a 20% deposit (€50,000) and a 25-year mortgage at 3.55%, your monthly payment is €1,007/month.
Monthly Mortgage (25Y)
€1,007/mo
Loan: €200,000 @ 3.55%
Property Transfer Tax
€14,500
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€4,250
Total Closing: €18,750
Total Cash Needed
€68,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €250,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €14,500 |
| Notary & Land Registry Fees | €4,250 |
| Total Non-Recoverable Closing Costs | €18,750 |
| 20% Down Payment (Deposit) | €50,000 |
| Total Upfront Cash Required at Closing | €68,750 |
| Mortgage Principal Financed (80% LTV) | €200,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €1,006.62 / month |
| Total Interest Over 25 Years | €101,985 |
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