Grunderwerbsteuer & Baufinanzierung für €475,000 in Berlin (2026)
Purchasing a €475,000 residential property in Berlin, Germany incurs €28,500 in Grunderwerbsteuer (Berlin: 6.0%) plus €9,500 in notary and land registry fees. With a 20% deposit (€95,000) and a 25-year mortgage at 3.68%, your monthly payment is €1,939/month.
Monthly Mortgage (25Y)
€1,939/mo
Loan: €380,000 @ 3.68%
Property Transfer Tax
€28,500
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€9,500
Total Closing: €38,000
Total Cash Needed
€133,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €475,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €28,500 |
| Notary & Land Registry Fees | €9,500 |
| Total Non-Recoverable Closing Costs | €38,000 |
| 20% Down Payment (Deposit) | €95,000 |
| Total Upfront Cash Required at Closing | €133,000 |
| Mortgage Principal Financed (80% LTV) | €380,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €1,939.25 / month |
| Total Interest Over 25 Years | €201,775 |