€375,000 Property Transfer Tax & Mortgage in Berlin (2026)
Purchasing a €375,000 residential property in Berlin, Germany incurs €22,500 in Grunderwerbsteuer (Berlin: 6.0%) plus €7,500 in notary and land registry fees. With a 20% deposit (€75,000) and a 25-year mortgage at 3.68%, your monthly payment is €1,531/month.
Monthly Mortgage (25Y)
€1,531/mo
Loan: €300,000 @ 3.68%
Property Transfer Tax
€22,500
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€7,500
Total Closing: €30,000
Total Cash Needed
€105,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €375,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €22,500 |
| Notary & Land Registry Fees | €7,500 |
| Total Non-Recoverable Closing Costs | €30,000 |
| 20% Down Payment (Deposit) | €75,000 |
| Total Upfront Cash Required at Closing | €105,000 |
| Mortgage Principal Financed (80% LTV) | €300,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €1,530.99 / month |
| Total Interest Over 25 Years | €159,296 |