€575,000 Property Transfer Tax & Mortgage in Berlin (2026)
Purchasing a €575,000 residential property in Berlin, Germany incurs €34,500 in Grunderwerbsteuer (Berlin: 6.0%) plus €11,500 in notary and land registry fees. With a 20% deposit (€115,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,348/month.
Monthly Mortgage (25Y)
€2,348/mo
Loan: €460,000 @ 3.68%
Property Transfer Tax
€34,500
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€11,500
Total Closing: €46,000
Total Cash Needed
€161,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €575,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €34,500 |
| Notary & Land Registry Fees | €11,500 |
| Total Non-Recoverable Closing Costs | €46,000 |
| 20% Down Payment (Deposit) | €115,000 |
| Total Upfront Cash Required at Closing | €161,000 |
| Mortgage Principal Financed (80% LTV) | €460,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,347.51 / month |
| Total Interest Over 25 Years | €244,254 |