£950,000 Property Transfer Tax & Mortgage in North East (Newcastle) (2026)
Purchasing a £950,000 residential property in North East (Newcastle), United Kingdom incurs £36,250 in UK Stamp Duty Land Tax (SDLT) plus £2,200 in notary and land registry fees. With a 20% deposit (£190,000) and a 25-year mortgage at 4.62%, your monthly payment is £4,276/month.
Monthly Mortgage (25Y)
£4,276/mo
Loan: £760,000 @ 4.62%
Property Transfer Tax
£36,250
UK Stamp Duty Land Tax (SDLT)
Notary & Registry
£2,200
Total Closing: £38,450
Total Cash Needed
£228,450
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | £950,000 |
| UK Stamp Duty Land Tax (SDLT) (3.82%) | £36,250 |
| Notary & Land Registry Fees | £2,200 |
| Total Non-Recoverable Closing Costs | £38,450 |
| 20% Down Payment (Deposit) | £190,000 |
| Total Upfront Cash Required at Closing | £228,450 |
| Mortgage Principal Financed (80% LTV) | £760,000 |
| Monthly Principal & Interest (25 Years @ 4.62%) | £4,276.26 / month |
| Total Interest Over 25 Years | £522,878 |