£1,100,000 Property Transfer Tax & Mortgage in North East (Newcastle) (2026)
Purchasing a £1,100,000 residential property in North East (Newcastle), United Kingdom incurs £51,250 in UK Stamp Duty Land Tax (SDLT) plus £2,200 in notary and land registry fees. With a 20% deposit (£220,000) and a 25-year mortgage at 4.62%, your monthly payment is £4,951/month.
Monthly Mortgage (25Y)
£4,951/mo
Loan: £880,000 @ 4.62%
Property Transfer Tax
£51,250
UK Stamp Duty Land Tax (SDLT)
Notary & Registry
£2,200
Total Closing: £53,450
Total Cash Needed
£273,450
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | £1,100,000 |
| UK Stamp Duty Land Tax (SDLT) (4.66%) | £51,250 |
| Notary & Land Registry Fees | £2,200 |
| Total Non-Recoverable Closing Costs | £53,450 |
| 20% Down Payment (Deposit) | £220,000 |
| Total Upfront Cash Required at Closing | £273,450 |
| Mortgage Principal Financed (80% LTV) | £880,000 |
| Monthly Principal & Interest (25 Years @ 4.62%) | £4,951.46 / month |
| Total Interest Over 25 Years | £605,437 |