€900,000 Property Transfer Tax & Mortgage in Berlin (2026)
Purchasing a €900,000 residential property in Berlin, Germany incurs €54,000 in Grunderwerbsteuer (Berlin: 6.0%) plus €18,000 in notary and land registry fees. With a 20% deposit (€180,000) and a 25-year mortgage at 3.68%, your monthly payment is €3,674/month.
Monthly Mortgage (25Y)
€3,674/mo
Loan: €720,000 @ 3.68%
Property Transfer Tax
€54,000
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€18,000
Total Closing: €72,000
Total Cash Needed
€252,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €900,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €54,000 |
| Notary & Land Registry Fees | €18,000 |
| Total Non-Recoverable Closing Costs | €72,000 |
| 20% Down Payment (Deposit) | €180,000 |
| Total Upfront Cash Required at Closing | €252,000 |
| Mortgage Principal Financed (80% LTV) | €720,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €3,674.37 / month |
| Total Interest Over 25 Years | €382,311 |