€800,000 Property Transfer Tax & Mortgage in Berlin (2026)
Purchasing a €800,000 residential property in Berlin, Germany incurs €48,000 in Grunderwerbsteuer (Berlin: 6.0%) plus €16,000 in notary and land registry fees. With a 20% deposit (€160,000) and a 25-year mortgage at 3.68%, your monthly payment is €3,266/month.
Monthly Mortgage (25Y)
€3,266/mo
Loan: €640,000 @ 3.68%
Property Transfer Tax
€48,000
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€16,000
Total Closing: €64,000
Total Cash Needed
€224,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €800,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €48,000 |
| Notary & Land Registry Fees | €16,000 |
| Total Non-Recoverable Closing Costs | €64,000 |
| 20% Down Payment (Deposit) | €160,000 |
| Total Upfront Cash Required at Closing | €224,000 |
| Mortgage Principal Financed (80% LTV) | €640,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €3,266.11 / month |
| Total Interest Over 25 Years | €339,832 |