€600,000 Property Transfer Tax & Mortgage in Berlin (2026)
Purchasing a €600,000 residential property in Berlin, Germany incurs €36,000 in Grunderwerbsteuer (Berlin: 6.0%) plus €12,000 in notary and land registry fees. With a 20% deposit (€120,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,450/month.
Monthly Mortgage (25Y)
€2,450/mo
Loan: €480,000 @ 3.68%
Property Transfer Tax
€36,000
Grunderwerbsteuer (Berlin: 6.0%)
Notary & Registry
€12,000
Total Closing: €48,000
Total Cash Needed
€168,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €600,000 |
| Grunderwerbsteuer (Berlin: 6.0%) (6.00%) | €36,000 |
| Notary & Land Registry Fees | €12,000 |
| Total Non-Recoverable Closing Costs | €48,000 |
| 20% Down Payment (Deposit) | €120,000 |
| Total Upfront Cash Required at Closing | €168,000 |
| Mortgage Principal Financed (80% LTV) | €480,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,449.58 / month |
| Total Interest Over 25 Years | €254,874 |