Grunderwerbsteuer & Baufinanzierung für CHF 1,000,000 in Vaud (2026)
Purchasing a CHF 1,000,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 33,000 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 8,000 in notary and land registry fees. With a 20% deposit (CHF 200,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 3,333/month.
Monthly Mortgage (25Y)
CHF 3,333/mo
Loan: CHF 800,000 @ 1.85%
Property Transfer Tax
CHF 33,000
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 8,000
Total Closing: CHF 41,000
Total Cash Needed
CHF 241,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 1,000,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 33,000 |
| Notary & Land Registry Fees | CHF 8,000 |
| Total Non-Recoverable Closing Costs | CHF 41,000 |
| 20% Down Payment (Deposit) | CHF 200,000 |
| Total Upfront Cash Required at Closing | CHF 241,000 |
| Mortgage Principal Financed (80% LTV) | CHF 800,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 3,332.72 / month |
| Total Interest Over 25 Years | CHF 199,815 |