CHF 1,050,000 Property Transfer Tax & Mortgage in Vaud (Lausanne) (2026)
Purchasing a CHF 1,050,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 34,650 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 8,400 in notary and land registry fees. With a 20% deposit (CHF 210,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 3,499/month.
Monthly Mortgage (25Y)
CHF 3,499/mo
Loan: CHF 840,000 @ 1.85%
Property Transfer Tax
CHF 34,650
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 8,400
Total Closing: CHF 43,050
Total Cash Needed
CHF 253,050
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 1,050,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 34,650 |
| Notary & Land Registry Fees | CHF 8,400 |
| Total Non-Recoverable Closing Costs | CHF 43,050 |
| 20% Down Payment (Deposit) | CHF 210,000 |
| Total Upfront Cash Required at Closing | CHF 253,050 |
| Mortgage Principal Financed (80% LTV) | CHF 840,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 3,499.35 / month |
| Total Interest Over 25 Years | CHF 209,806 |