€1,050,000 Property Transfer Tax & Mortgage in Zeeland (Middelburg) (2026)
Purchasing a €1,050,000 residential property in Zeeland (Middelburg), Netherlands incurs €21,000 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€210,000) and a 25-year mortgage at 3.80%, your monthly payment is €4,342/month.
Monthly Mortgage (25Y)
€4,342/mo
Loan: €840,000 @ 3.80%
Property Transfer Tax
€21,000
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €23,800
Total Cash Needed
€233,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,050,000 |
| Overdrachtsbelasting (2% Owner-Occupied) (2.00%) | €21,000 |
| Notary & Land Registry Fees | €2,800 |
| Total Non-Recoverable Closing Costs | €23,800 |
| 20% Down Payment (Deposit) | €210,000 |
| Total Upfront Cash Required at Closing | €233,800 |
| Mortgage Principal Financed (80% LTV) | €840,000 |
| Monthly Principal & Interest (25 Years @ 3.80%) | €4,341.60 / month |
| Total Interest Over 25 Years | €462,479 |