CHF 375,000 Property Transfer Tax & Mortgage in Ticino (Lugano) (2026)
Purchasing a CHF 375,000 residential property in Ticino (Lugano), Switzerland incurs CHF 7,500 in Handänderungssteuer & Grundbuch (Ticino) plus CHF 3,000 in notary and land registry fees. With a 20% deposit (CHF 75,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,250/month.
Monthly Mortgage (25Y)
CHF 1,250/mo
Loan: CHF 300,000 @ 1.85%
Property Transfer Tax
CHF 7,500
Handänderungssteuer & Grundbuch (Ticino)
Notary & Registry
CHF 3,000
Total Closing: CHF 10,500
Total Cash Needed
CHF 85,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 375,000 |
| Handänderungssteuer & Grundbuch (Ticino) (2.00%) | CHF 7,500 |
| Notary & Land Registry Fees | CHF 3,000 |
| Total Non-Recoverable Closing Costs | CHF 10,500 |
| 20% Down Payment (Deposit) | CHF 75,000 |
| Total Upfront Cash Required at Closing | CHF 85,500 |
| Mortgage Principal Financed (80% LTV) | CHF 300,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,249.77 / month |
| Total Interest Over 25 Years | CHF 74,931 |
Other Property Prices in Ticino (Lugano)
CHF 225,000 in Ticino (Lugano)CHF 250,000 in Ticino (Lugano)CHF 275,000 in Ticino (Lugano)CHF 300,000 in Ticino (Lugano)CHF 325,000 in Ticino (Lugano)CHF 350,000 in Ticino (Lugano)CHF 400,000 in Ticino (Lugano)CHF 425,000 in Ticino (Lugano)CHF 450,000 in Ticino (Lugano)CHF 475,000 in Ticino (Lugano)