€1,350,000 Property Transfer Tax & Mortgage in Schleswig-Holstein (2026)
Purchasing a €1,350,000 residential property in Schleswig-Holstein, Germany incurs €87,750 in Grunderwerbsteuer (Schleswig-Holstein: 6.5%) plus €27,000 in notary and land registry fees. With a 20% deposit (€270,000) and a 25-year mortgage at 3.68%, your monthly payment is €5,512/month.
Monthly Mortgage (25Y)
€5,512/mo
Loan: €1,080,000 @ 3.68%
Property Transfer Tax
€87,750
Grunderwerbsteuer (Schleswig-Holstein: 6.5%)
Notary & Registry
€27,000
Total Closing: €114,750
Total Cash Needed
€384,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,350,000 |
| Grunderwerbsteuer (Schleswig-Holstein: 6.5%) (6.50%) | €87,750 |
| Notary & Land Registry Fees | €27,000 |
| Total Non-Recoverable Closing Costs | €114,750 |
| 20% Down Payment (Deposit) | €270,000 |
| Total Upfront Cash Required at Closing | €384,750 |
| Mortgage Principal Financed (80% LTV) | €1,080,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €5,511.55 / month |
| Total Interest Over 25 Years | €573,466 |