€850,000 Property Transfer Tax & Mortgage in Saxony (2026)
Purchasing a €850,000 residential property in Saxony, Germany incurs €46,750 in Grunderwerbsteuer (Sachsen: 5.5%) plus €17,000 in notary and land registry fees. With a 20% deposit (€170,000) and a 25-year mortgage at 3.68%, your monthly payment is €3,470/month.
Monthly Mortgage (25Y)
€3,470/mo
Loan: €680,000 @ 3.68%
Property Transfer Tax
€46,750
Grunderwerbsteuer (Sachsen: 5.5%)
Notary & Registry
€17,000
Total Closing: €63,750
Total Cash Needed
€233,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €850,000 |
| Grunderwerbsteuer (Sachsen: 5.5%) (5.50%) | €46,750 |
| Notary & Land Registry Fees | €17,000 |
| Total Non-Recoverable Closing Costs | €63,750 |
| 20% Down Payment (Deposit) | €170,000 |
| Total Upfront Cash Required at Closing | €233,750 |
| Mortgage Principal Financed (80% LTV) | €680,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €3,470.24 / month |
| Total Interest Over 25 Years | €361,071 |