€1,050,000 Property Transfer Tax & Mortgage in Saarland (2026)
Purchasing a €1,050,000 residential property in Saarland, Germany incurs €68,250 in Grunderwerbsteuer (Saarland: 6.5%) plus €21,000 in notary and land registry fees. With a 20% deposit (€210,000) and a 25-year mortgage at 3.68%, your monthly payment is €4,287/month.
Monthly Mortgage (25Y)
€4,287/mo
Loan: €840,000 @ 3.68%
Property Transfer Tax
€68,250
Grunderwerbsteuer (Saarland: 6.5%)
Notary & Registry
€21,000
Total Closing: €89,250
Total Cash Needed
€299,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,050,000 |
| Grunderwerbsteuer (Saarland: 6.5%) (6.50%) | €68,250 |
| Notary & Land Registry Fees | €21,000 |
| Total Non-Recoverable Closing Costs | €89,250 |
| 20% Down Payment (Deposit) | €210,000 |
| Total Upfront Cash Required at Closing | €299,250 |
| Mortgage Principal Financed (80% LTV) | €840,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €4,286.76 / month |
| Total Interest Over 25 Years | €446,029 |