€750,000 Property Transfer Tax & Mortgage in Overijssel (Enschede) (2026)
Purchasing a €750,000 residential property in Overijssel (Enschede), Netherlands incurs €15,000 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€150,000) and a 25-year mortgage at 3.80%, your monthly payment is €3,101/month.
Monthly Mortgage (25Y)
€3,101/mo
Loan: €600,000 @ 3.80%
Property Transfer Tax
€15,000
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €17,800
Total Cash Needed
€167,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €750,000 |
| Overdrachtsbelasting (2% Owner-Occupied) (2.00%) | €15,000 |
| Notary & Land Registry Fees | €2,800 |
| Total Non-Recoverable Closing Costs | €17,800 |
| 20% Down Payment (Deposit) | €150,000 |
| Total Upfront Cash Required at Closing | €167,800 |
| Mortgage Principal Financed (80% LTV) | €600,000 |
| Monthly Principal & Interest (25 Years @ 3.80%) | €3,101.14 / month |
| Total Interest Over 25 Years | €330,342 |
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