€950,000 Property Transfer Tax & Mortgage in Nouvelle-Aquitaine (Bordeaux) (2026)
Purchasing a €950,000 residential property in Nouvelle-Aquitaine (Bordeaux), France incurs €55,100 in Frais de Notaire & Droits d'Enregistrement plus €16,150 in notary and land registry fees. With a 20% deposit (€190,000) and a 25-year mortgage at 3.55%, your monthly payment is €3,825/month.
Monthly Mortgage (25Y)
€3,825/mo
Loan: €760,000 @ 3.55%
Property Transfer Tax
€55,100
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€16,150
Total Closing: €71,250
Total Cash Needed
€261,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €950,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €55,100 |
| Notary & Land Registry Fees | €16,150 |
| Total Non-Recoverable Closing Costs | €71,250 |
| 20% Down Payment (Deposit) | €190,000 |
| Total Upfront Cash Required at Closing | €261,250 |
| Mortgage Principal Financed (80% LTV) | €760,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €3,825.15 / month |
| Total Interest Over 25 Years | €387,545 |