€800,000 Property Transfer Tax & Mortgage in North Brabant (Eindhoven) (2026)
Purchasing a €800,000 residential property in North Brabant (Eindhoven), Netherlands incurs €16,000 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€160,000) and a 25-year mortgage at 3.80%, your monthly payment is €3,308/month.
Monthly Mortgage (25Y)
€3,308/mo
Loan: €640,000 @ 3.80%
Property Transfer Tax
€16,000
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €18,800
Total Cash Needed
€178,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €800,000 |
| Overdrachtsbelasting (2% Owner-Occupied) (2.00%) | €16,000 |
| Notary & Land Registry Fees | €2,800 |
| Total Non-Recoverable Closing Costs | €18,800 |
| 20% Down Payment (Deposit) | €160,000 |
| Total Upfront Cash Required at Closing | €178,800 |
| Mortgage Principal Financed (80% LTV) | €640,000 |
| Monthly Principal & Interest (25 Years @ 3.80%) | €3,307.88 / month |
| Total Interest Over 25 Years | €352,365 |
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