€800,000 Property Transfer Tax & Mortgage in Normandy (Rouen) (2026)
Purchasing a €800,000 residential property in Normandy (Rouen), France incurs €46,400 in Frais de Notaire & Droits d'Enregistrement plus €13,600 in notary and land registry fees. With a 20% deposit (€160,000) and a 25-year mortgage at 3.55%, your monthly payment is €3,221/month.
Monthly Mortgage (25Y)
€3,221/mo
Loan: €640,000 @ 3.55%
Property Transfer Tax
€46,400
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€13,600
Total Closing: €60,000
Total Cash Needed
€220,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €800,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €46,400 |
| Notary & Land Registry Fees | €13,600 |
| Total Non-Recoverable Closing Costs | €60,000 |
| 20% Down Payment (Deposit) | €160,000 |
| Total Upfront Cash Required at Closing | €220,000 |
| Mortgage Principal Financed (80% LTV) | €640,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €3,221.18 / month |
| Total Interest Over 25 Years | €326,354 |