€625,000 Property Transfer Tax & Mortgage in Hesse (2026)
Purchasing a €625,000 residential property in Hesse, Germany incurs €37,500 in Grunderwerbsteuer (Hessen: 6.0%) plus €12,500 in notary and land registry fees. With a 20% deposit (€125,000) and a 25-year mortgage at 3.68%, your monthly payment is €2,552/month.
Monthly Mortgage (25Y)
€2,552/mo
Loan: €500,000 @ 3.68%
Property Transfer Tax
€37,500
Grunderwerbsteuer (Hessen: 6.0%)
Notary & Registry
€12,500
Total Closing: €50,000
Total Cash Needed
€175,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €625,000 |
| Grunderwerbsteuer (Hessen: 6.0%) (6.00%) | €37,500 |
| Notary & Land Registry Fees | €12,500 |
| Total Non-Recoverable Closing Costs | €50,000 |
| 20% Down Payment (Deposit) | €125,000 |
| Total Upfront Cash Required at Closing | €175,000 |
| Mortgage Principal Financed (80% LTV) | €500,000 |
| Monthly Principal & Interest (25 Years @ 3.68%) | €2,551.65 / month |
| Total Interest Over 25 Years | €265,494 |