CHF 675,000 Property Transfer Tax & Mortgage in Geneva (2026)
Purchasing a CHF 675,000 residential property in Geneva, Switzerland incurs CHF 22,275 in Handänderungssteuer & Grundbuch (Genève) plus CHF 5,400 in notary and land registry fees. With a 20% deposit (CHF 135,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,250/month.
Monthly Mortgage (25Y)
CHF 2,250/mo
Loan: CHF 540,000 @ 1.85%
Property Transfer Tax
CHF 22,275
Handänderungssteuer & Grundbuch (Genève)
Notary & Registry
CHF 5,400
Total Closing: CHF 27,675
Total Cash Needed
CHF 162,675
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 675,000 |
| Handänderungssteuer & Grundbuch (Genève) (3.30%) | CHF 22,275 |
| Notary & Land Registry Fees | CHF 5,400 |
| Total Non-Recoverable Closing Costs | CHF 27,675 |
| 20% Down Payment (Deposit) | CHF 135,000 |
| Total Upfront Cash Required at Closing | CHF 162,675 |
| Mortgage Principal Financed (80% LTV) | CHF 540,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,249.58 / month |
| Total Interest Over 25 Years | CHF 134,875 |