€450,000 Property Transfer Tax & Mortgage in Friesland (Leeuwarden) (2026)
Purchasing a €450,000 residential property in Friesland (Leeuwarden), Netherlands incurs €9,000 in Overdrachtsbelasting (2% Owner-Occupied) plus €2,800 in notary and land registry fees. With a 20% deposit (€90,000) and a 25-year mortgage at 3.80%, your monthly payment is €1,861/month.
Monthly Mortgage (25Y)
€1,861/mo
Loan: €360,000 @ 3.80%
Property Transfer Tax
€9,000
Overdrachtsbelasting (2% Owner-Occupied)
Notary & Registry
€2,800
Total Closing: €11,800
Total Cash Needed
€101,800
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €450,000 |
| Overdrachtsbelasting (2% Owner-Occupied) (2.00%) | €9,000 |
| Notary & Land Registry Fees | €2,800 |
| Total Non-Recoverable Closing Costs | €11,800 |
| 20% Down Payment (Deposit) | €90,000 |
| Total Upfront Cash Required at Closing | €101,800 |
| Mortgage Principal Financed (80% LTV) | €360,000 |
| Monthly Principal & Interest (25 Years @ 3.80%) | €1,860.68 / month |
| Total Interest Over 25 Years | €198,205 |
Other Property Prices in Friesland (Leeuwarden)
€300,000 in Friesland (Leeuwarden)€325,000 in Friesland (Leeuwarden)€350,000 in Friesland (Leeuwarden)€375,000 in Friesland (Leeuwarden)€400,000 in Friesland (Leeuwarden)€425,000 in Friesland (Leeuwarden)€475,000 in Friesland (Leeuwarden)€500,000 in Friesland (Leeuwarden)€525,000 in Friesland (Leeuwarden)€550,000 in Friesland (Leeuwarden)