€900,000 Property Transfer Tax & Mortgage in Centre-Val de Loire (Orléans) (2026)
Purchasing a €900,000 residential property in Centre-Val de Loire (Orléans), France incurs €52,200 in Frais de Notaire & Droits d'Enregistrement plus €15,300 in notary and land registry fees. With a 20% deposit (€180,000) and a 25-year mortgage at 3.55%, your monthly payment is €3,624/month.
Monthly Mortgage (25Y)
€3,624/mo
Loan: €720,000 @ 3.55%
Property Transfer Tax
€52,200
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€15,300
Total Closing: €67,500
Total Cash Needed
€247,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €900,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €52,200 |
| Notary & Land Registry Fees | €15,300 |
| Total Non-Recoverable Closing Costs | €67,500 |
| 20% Down Payment (Deposit) | €180,000 |
| Total Upfront Cash Required at Closing | €247,500 |
| Mortgage Principal Financed (80% LTV) | €720,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €3,623.83 / month |
| Total Interest Over 25 Years | €367,148 |