€1,250,000 Property Transfer Tax & Mortgage in Auvergne-Rhône-Alpes (Lyon) (2026)
Purchasing a €1,250,000 residential property in Auvergne-Rhône-Alpes (Lyon), France incurs €72,500 in Frais de Notaire & Droits d'Enregistrement plus €21,250 in notary and land registry fees. With a 20% deposit (€250,000) and a 25-year mortgage at 3.55%, your monthly payment is €5,033/month.
Monthly Mortgage (25Y)
€5,033/mo
Loan: €1,000,000 @ 3.55%
Property Transfer Tax
€72,500
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€21,250
Total Closing: €93,750
Total Cash Needed
€343,750
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,250,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €72,500 |
| Notary & Land Registry Fees | €21,250 |
| Total Non-Recoverable Closing Costs | €93,750 |
| 20% Down Payment (Deposit) | €250,000 |
| Total Upfront Cash Required at Closing | €343,750 |
| Mortgage Principal Financed (80% LTV) | €1,000,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €5,033.09 / month |
| Total Interest Over 25 Years | €509,927 |