€950,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)
Purchasing a €950,000 residential property in Tuscany (Florence), Italy incurs €42,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€190,000) and a 25-year mortgage at 3.75%, your monthly payment is €3,907/month.
Monthly Mortgage (25Y)
€3,907/mo
Loan: €760,000 @ 3.75%
Property Transfer Tax
€42,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €46,250
Total Cash Needed
€236,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €950,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €42,750 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €46,250 |
| 20% Down Payment (Deposit) | €190,000 |
| Total Upfront Cash Required at Closing | €236,250 |
| Mortgage Principal Financed (80% LTV) | €760,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €3,907.40 / month |
| Total Interest Over 25 Years | €412,219 |