€550,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)
Purchasing a €550,000 residential property in Tuscany (Florence), Italy incurs €24,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€110,000) and a 25-year mortgage at 3.75%, your monthly payment is €2,262/month.
Monthly Mortgage (25Y)
€2,262/mo
Loan: €440,000 @ 3.75%
Property Transfer Tax
€24,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €28,250
Total Cash Needed
€138,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €550,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €24,750 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €28,250 |
| 20% Down Payment (Deposit) | €110,000 |
| Total Upfront Cash Required at Closing | €138,250 |
| Mortgage Principal Financed (80% LTV) | €440,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €2,262.18 / month |
| Total Interest Over 25 Years | €238,653 |
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