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Home › Property Tax & Mortgage › €350,000 in Tuscany (Florence)

€350,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)

Purchasing a €350,000 residential property in Tuscany (Florence), Italy incurs €15,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€70,000) and a 25-year mortgage at 3.75%, your monthly payment is €1,440/month.

Monthly Mortgage (25Y)
€1,440/mo
Loan: €280,000 @ 3.75%
Property Transfer Tax
€15,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €19,250
Total Cash Needed
€89,250
20% Deposit + Closing Tax

Complete Closing Cost & Mortgage Amortization Table

Property Purchase Price€350,000
Imposta di Registro, Ipotecaria e Catastale (4.50%)€15,750
Notary & Land Registry Fees€3,500
Total Non-Recoverable Closing Costs€19,250
20% Down Payment (Deposit)€70,000
Total Upfront Cash Required at Closing€89,250
Mortgage Principal Financed (80% LTV)€280,000
Monthly Principal & Interest (25 Years @ 3.75%)€1,439.57 / month
Total Interest Over 25 Years€151,870

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