€1,150,000 Property Transfer Tax & Mortgage in Tuscany (Florence) (2026)
Purchasing a €1,150,000 residential property in Tuscany (Florence), Italy incurs €51,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€230,000) and a 25-year mortgage at 3.75%, your monthly payment is €4,730/month.
Monthly Mortgage (25Y)
€4,730/mo
Loan: €920,000 @ 3.75%
Property Transfer Tax
€51,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €55,250
Total Cash Needed
€285,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,150,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €51,750 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €55,250 |
| 20% Down Payment (Deposit) | €230,000 |
| Total Upfront Cash Required at Closing | €285,250 |
| Mortgage Principal Financed (80% LTV) | €920,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €4,730.01 / month |
| Total Interest Over 25 Years | €499,002 |