€1,400,000 Property Transfer Tax & Mortgage in Sicily (Palermo & Catania) (2026)
Purchasing a €1,400,000 residential property in Sicily (Palermo & Catania), Italy incurs €63,000 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€280,000) and a 25-year mortgage at 3.75%, your monthly payment is €5,758/month.
Monthly Mortgage (25Y)
€5,758/mo
Loan: €1,120,000 @ 3.75%
Property Transfer Tax
€63,000
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €66,500
Total Cash Needed
€346,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,400,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €63,000 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €66,500 |
| 20% Down Payment (Deposit) | €280,000 |
| Total Upfront Cash Required at Closing | €346,500 |
| Mortgage Principal Financed (80% LTV) | €1,120,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €5,758.27 / month |
| Total Interest Over 25 Years | €607,481 |