€1,350,000 Property Transfer Tax & Mortgage in Sicily (Palermo & Catania) (2026)
Purchasing a €1,350,000 residential property in Sicily (Palermo & Catania), Italy incurs €60,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€270,000) and a 25-year mortgage at 3.75%, your monthly payment is €5,553/month.
Monthly Mortgage (25Y)
€5,553/mo
Loan: €1,080,000 @ 3.75%
Property Transfer Tax
€60,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €64,250
Total Cash Needed
€334,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,350,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €60,750 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €64,250 |
| 20% Down Payment (Deposit) | €270,000 |
| Total Upfront Cash Required at Closing | €334,250 |
| Mortgage Principal Financed (80% LTV) | €1,080,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €5,552.62 / month |
| Total Interest Over 25 Years | €585,785 |