€1,200,000 Property Transfer Tax & Mortgage in Sicily (Palermo & Catania) (2026)
Purchasing a €1,200,000 residential property in Sicily (Palermo & Catania), Italy incurs €54,000 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€240,000) and a 25-year mortgage at 3.75%, your monthly payment is €4,936/month.
Monthly Mortgage (25Y)
€4,936/mo
Loan: €960,000 @ 3.75%
Property Transfer Tax
€54,000
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €57,500
Total Cash Needed
€297,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,200,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €54,000 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €57,500 |
| 20% Down Payment (Deposit) | €240,000 |
| Total Upfront Cash Required at Closing | €297,500 |
| Mortgage Principal Financed (80% LTV) | €960,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €4,935.66 / month |
| Total Interest Over 25 Years | €520,698 |