€750,000 Property Transfer Tax & Mortgage in Lombardy (Milan) (2026)
Purchasing a €750,000 residential property in Lombardy (Milan), Italy incurs €33,750 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€150,000) and a 25-year mortgage at 3.75%, your monthly payment is €3,085/month.
Monthly Mortgage (25Y)
€3,085/mo
Loan: €600,000 @ 3.75%
Property Transfer Tax
€33,750
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €37,250
Total Cash Needed
€187,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €750,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €33,750 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €37,250 |
| 20% Down Payment (Deposit) | €150,000 |
| Total Upfront Cash Required at Closing | €187,250 |
| Mortgage Principal Financed (80% LTV) | €600,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €3,084.79 / month |
| Total Interest Over 25 Years | €325,436 |