€700,000 Property Transfer Tax & Mortgage in Lazio (Rome) (2026)
Purchasing a €700,000 residential property in Lazio (Rome), Italy incurs €33,600 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€140,000) and a 25-year mortgage at 3.75%, your monthly payment is €2,879/month.
Monthly Mortgage (25Y)
€2,879/mo
Loan: €560,000 @ 3.75%
Property Transfer Tax
€33,600
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €37,100
Total Cash Needed
€177,100
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €700,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.80%) | €33,600 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €37,100 |
| 20% Down Payment (Deposit) | €140,000 |
| Total Upfront Cash Required at Closing | €177,100 |
| Mortgage Principal Financed (80% LTV) | €560,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €2,879.13 / month |
| Total Interest Over 25 Years | €303,740 |