€400,000 Property Transfer Tax & Mortgage in Friuli-Venezia Giulia (Trieste) (2026)
Purchasing a €400,000 residential property in Friuli-Venezia Giulia (Trieste), Italy incurs €16,800 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€80,000) and a 25-year mortgage at 3.75%, your monthly payment is €1,645/month.
Monthly Mortgage (25Y)
€1,645/mo
Loan: €320,000 @ 3.75%
Property Transfer Tax
€16,800
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €20,300
Total Cash Needed
€100,300
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €400,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.20%) | €16,800 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €20,300 |
| 20% Down Payment (Deposit) | €80,000 |
| Total Upfront Cash Required at Closing | €100,300 |
| Mortgage Principal Financed (80% LTV) | €320,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €1,645.22 / month |
| Total Interest Over 25 Years | €173,566 |
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