€1,500,000 Property Transfer Tax & Mortgage in Emilia-Romagna (Bologna) (2026)
Purchasing a €1,500,000 residential property in Emilia-Romagna (Bologna), Italy incurs €67,500 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€300,000) and a 25-year mortgage at 3.75%, your monthly payment is €6,170/month.
Monthly Mortgage (25Y)
€6,170/mo
Loan: €1,200,000 @ 3.75%
Property Transfer Tax
€67,500
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €71,000
Total Cash Needed
€371,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,500,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.50%) | €67,500 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €71,000 |
| 20% Down Payment (Deposit) | €300,000 |
| Total Upfront Cash Required at Closing | €371,000 |
| Mortgage Principal Financed (80% LTV) | €1,200,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €6,169.57 / month |
| Total Interest Over 25 Years | €650,872 |