€1,100,000 Property Transfer Tax & Mortgage in Campania (Naples) (2026)
Purchasing a €1,100,000 residential property in Campania (Naples), Italy incurs €52,800 in Imposta di Registro, Ipotecaria e Catastale plus €3,500 in notary and land registry fees. With a 20% deposit (€220,000) and a 25-year mortgage at 3.75%, your monthly payment is €4,524/month.
Monthly Mortgage (25Y)
€4,524/mo
Loan: €880,000 @ 3.75%
Property Transfer Tax
€52,800
Imposta di Registro, Ipotecaria e Catastale
Notary & Registry
€3,500
Total Closing: €56,300
Total Cash Needed
€276,300
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,100,000 |
| Imposta di Registro, Ipotecaria e Catastale (4.80%) | €52,800 |
| Notary & Land Registry Fees | €3,500 |
| Total Non-Recoverable Closing Costs | €56,300 |
| 20% Down Payment (Deposit) | €220,000 |
| Total Upfront Cash Required at Closing | €276,300 |
| Mortgage Principal Financed (80% LTV) | €880,000 |
| Monthly Principal & Interest (25 Years @ 3.75%) | €4,524.35 / month |
| Total Interest Over 25 Years | €477,306 |