Frais de Notaire & Prêt Immobilier pour €550,000 en Provence-Alpes-Côte d'Azur (2026)
Purchasing a €550,000 residential property in Provence-Alpes-Côte d'Azur (Nice & Marseille), France incurs €31,900 in Frais de Notaire & Droits d'Enregistrement plus €9,350 in notary and land registry fees. With a 20% deposit (€110,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,215/month.
Monthly Mortgage (25Y)
€2,215/mo
Loan: €440,000 @ 3.55%
Property Transfer Tax
€31,900
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€9,350
Total Closing: €41,250
Total Cash Needed
€151,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €550,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €31,900 |
| Notary & Land Registry Fees | €9,350 |
| Total Non-Recoverable Closing Costs | €41,250 |
| 20% Down Payment (Deposit) | €110,000 |
| Total Upfront Cash Required at Closing | €151,250 |
| Mortgage Principal Financed (80% LTV) | €440,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €2,214.56 / month |
| Total Interest Over 25 Years | €224,368 |
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