Frais de Notaire & Prêt Immobilier pour €1,200,000 en Occitanie (2026)
Purchasing a €1,200,000 residential property in Occitanie (Toulouse & Montpellier), France incurs €69,600 in Frais de Notaire & Droits d'Enregistrement plus €20,400 in notary and land registry fees. With a 20% deposit (€240,000) and a 25-year mortgage at 3.55%, your monthly payment is €4,832/month.
Monthly Mortgage (25Y)
€4,832/mo
Loan: €960,000 @ 3.55%
Property Transfer Tax
€69,600
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€20,400
Total Closing: €90,000
Total Cash Needed
€330,000
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,200,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €69,600 |
| Notary & Land Registry Fees | €20,400 |
| Total Non-Recoverable Closing Costs | €90,000 |
| 20% Down Payment (Deposit) | €240,000 |
| Total Upfront Cash Required at Closing | €330,000 |
| Mortgage Principal Financed (80% LTV) | €960,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €4,831.77 / month |
| Total Interest Over 25 Years | €489,530 |