Frais de Notaire & Prêt Immobilier pour €700,000 en Hauts-de-France (2026)
Purchasing a €700,000 residential property in Hauts-de-France (Lille), France incurs €40,600 in Frais de Notaire & Droits d'Enregistrement plus €11,900 in notary and land registry fees. With a 20% deposit (€140,000) and a 25-year mortgage at 3.55%, your monthly payment is €2,819/month.
Monthly Mortgage (25Y)
€2,819/mo
Loan: €560,000 @ 3.55%
Property Transfer Tax
€40,600
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€11,900
Total Closing: €52,500
Total Cash Needed
€192,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €700,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €40,600 |
| Notary & Land Registry Fees | €11,900 |
| Total Non-Recoverable Closing Costs | €52,500 |
| 20% Down Payment (Deposit) | €140,000 |
| Total Upfront Cash Required at Closing | €192,500 |
| Mortgage Principal Financed (80% LTV) | €560,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €2,818.53 / month |
| Total Interest Over 25 Years | €285,559 |
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