Frais de Notaire & Prêt Immobilier pour €1,350,000 en Hauts-de-France (2026)
Purchasing a €1,350,000 residential property in Hauts-de-France (Lille), France incurs €78,300 in Frais de Notaire & Droits d'Enregistrement plus €22,950 in notary and land registry fees. With a 20% deposit (€270,000) and a 25-year mortgage at 3.55%, your monthly payment is €5,436/month.
Monthly Mortgage (25Y)
€5,436/mo
Loan: €1,080,000 @ 3.55%
Property Transfer Tax
€78,300
Frais de Notaire & Droits d'Enregistrement
Notary & Registry
€22,950
Total Closing: €101,250
Total Cash Needed
€371,250
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | €1,350,000 |
| Frais de Notaire & Droits d'Enregistrement (5.80%) | €78,300 |
| Notary & Land Registry Fees | €22,950 |
| Total Non-Recoverable Closing Costs | €101,250 |
| 20% Down Payment (Deposit) | €270,000 |
| Total Upfront Cash Required at Closing | €371,250 |
| Mortgage Principal Financed (80% LTV) | €1,080,000 |
| Monthly Principal & Interest (25 Years @ 3.55%) | €5,435.74 / month |
| Total Interest Over 25 Years | €550,722 |