Grunderwerbsteuer & Baufinanzierung für CHF 700,000 in Vaud (2026)
Purchasing a CHF 700,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 23,100 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 5,600 in notary and land registry fees. With a 20% deposit (CHF 140,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,333/month.
Monthly Mortgage (25Y)
CHF 2,333/mo
Loan: CHF 560,000 @ 1.85%
Property Transfer Tax
CHF 23,100
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 5,600
Total Closing: CHF 28,700
Total Cash Needed
CHF 168,700
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 700,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 23,100 |
| Notary & Land Registry Fees | CHF 5,600 |
| Total Non-Recoverable Closing Costs | CHF 28,700 |
| 20% Down Payment (Deposit) | CHF 140,000 |
| Total Upfront Cash Required at Closing | CHF 168,700 |
| Mortgage Principal Financed (80% LTV) | CHF 560,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,332.90 / month |
| Total Interest Over 25 Years | CHF 139,871 |
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