Grunderwerbsteuer & Baufinanzierung für CHF 350,000 in Vaud (2026)
Purchasing a CHF 350,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 11,550 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 2,800 in notary and land registry fees. With a 20% deposit (CHF 70,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 1,166/month.
Monthly Mortgage (25Y)
CHF 1,166/mo
Loan: CHF 280,000 @ 1.85%
Property Transfer Tax
CHF 11,550
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 2,800
Total Closing: CHF 14,350
Total Cash Needed
CHF 84,350
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 350,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 11,550 |
| Notary & Land Registry Fees | CHF 2,800 |
| Total Non-Recoverable Closing Costs | CHF 14,350 |
| 20% Down Payment (Deposit) | CHF 70,000 |
| Total Upfront Cash Required at Closing | CHF 84,350 |
| Mortgage Principal Financed (80% LTV) | CHF 280,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 1,166.45 / month |
| Total Interest Over 25 Years | CHF 69,935 |
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