Grunderwerbsteuer & Baufinanzierung für CHF 1,400,000 in Vaud (2026)
Purchasing a CHF 1,400,000 residential property in Vaud (Lausanne), Switzerland incurs CHF 46,200 in Handänderungssteuer & Grundbuch (Vaud) plus CHF 11,200 in notary and land registry fees. With a 20% deposit (CHF 280,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 4,666/month.
Monthly Mortgage (25Y)
CHF 4,666/mo
Loan: CHF 1,120,000 @ 1.85%
Property Transfer Tax
CHF 46,200
Handänderungssteuer & Grundbuch (Vaud)
Notary & Registry
CHF 11,200
Total Closing: CHF 57,400
Total Cash Needed
CHF 337,400
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 1,400,000 |
| Handänderungssteuer & Grundbuch (Vaud) (3.30%) | CHF 46,200 |
| Notary & Land Registry Fees | CHF 11,200 |
| Total Non-Recoverable Closing Costs | CHF 57,400 |
| 20% Down Payment (Deposit) | CHF 280,000 |
| Total Upfront Cash Required at Closing | CHF 337,400 |
| Mortgage Principal Financed (80% LTV) | CHF 1,120,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 4,665.81 / month |
| Total Interest Over 25 Years | CHF 279,742 |