Grunderwerbsteuer & Baufinanzierung für CHF 1,150,000 in Wallis / Valais (2026)
Purchasing a CHF 1,150,000 residential property in Valais, Switzerland incurs CHF 25,300 in Handänderungssteuer & Grundbuch (Wallis / Valais) plus CHF 9,200 in notary and land registry fees. With a 20% deposit (CHF 230,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 3,833/month.
Monthly Mortgage (25Y)
CHF 3,833/mo
Loan: CHF 920,000 @ 1.85%
Property Transfer Tax
CHF 25,300
Handänderungssteuer & Grundbuch (Wallis / Valais)
Notary & Registry
CHF 9,200
Total Closing: CHF 34,500
Total Cash Needed
CHF 264,500
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 1,150,000 |
| Handänderungssteuer & Grundbuch (Wallis / Valais) (2.20%) | CHF 25,300 |
| Notary & Land Registry Fees | CHF 9,200 |
| Total Non-Recoverable Closing Costs | CHF 34,500 |
| 20% Down Payment (Deposit) | CHF 230,000 |
| Total Upfront Cash Required at Closing | CHF 264,500 |
| Mortgage Principal Financed (80% LTV) | CHF 920,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 3,832.63 / month |
| Total Interest Over 25 Years | CHF 229,788 |