Grunderwerbsteuer & Baufinanzierung für CHF 775,000 in Ticino (2026)
Purchasing a CHF 775,000 residential property in Ticino (Lugano), Switzerland incurs CHF 15,500 in Handänderungssteuer & Grundbuch (Ticino) plus CHF 6,200 in notary and land registry fees. With a 20% deposit (CHF 155,000) and a 25-year mortgage at 1.85%, your monthly payment is CHF 2,583/month.
Monthly Mortgage (25Y)
CHF 2,583/mo
Loan: CHF 620,000 @ 1.85%
Property Transfer Tax
CHF 15,500
Handänderungssteuer & Grundbuch (Ticino)
Notary & Registry
CHF 6,200
Total Closing: CHF 21,700
Total Cash Needed
CHF 176,700
20% Deposit + Closing Tax
Complete Closing Cost & Mortgage Amortization Table
| Property Purchase Price | CHF 775,000 |
| Handänderungssteuer & Grundbuch (Ticino) (2.00%) | CHF 15,500 |
| Notary & Land Registry Fees | CHF 6,200 |
| Total Non-Recoverable Closing Costs | CHF 21,700 |
| 20% Down Payment (Deposit) | CHF 155,000 |
| Total Upfront Cash Required at Closing | CHF 176,700 |
| Mortgage Principal Financed (80% LTV) | CHF 620,000 |
| Monthly Principal & Interest (25 Years @ 1.85%) | CHF 2,582.86 / month |
| Total Interest Over 25 Years | CHF 154,857 |